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Car finance

Financing your Car?

We're hard to beat.

The CarShop Challenge aims to beat any bank.
Go on, give us a go.

How do you Finance a Car? Let's talk Car Finance

At CarShop, we make used car finance simple and quick. No need to go to a high street bank, fill out lots of forms and then wait for days for your car purchase finance to be approved.

Competitive Car Finance Dealers

Firstly, CarShop is competitive and can get you a great rate on any car finance loan. How? We secure around 50 million pounds of finance every year for our customers with banks such as Santander and Lloyds Black Horse, which gives us fantastic buying power and gives you affordable monthly rates on used car finance.

Transparent

We don't just pick a finance package out of the air, any car finance package we give you will be based on your own personal circumstances. Our direct link into Equifax together without transparent score card system ensures that we offer you the best available car purchase finance package based on your individual credit score and the amount you are borrowing.

We do things in exactly the same way as any high street bank without the need for loads of personal information. And best of all we can usually give you an answer within 10 minutes.

Flexible Used Car Finance

There are lots of different ways you can arrange a car finance package for your new car. You can choose a personal loan, Hire Purchase or Personal Contract Purchase. But most importantly, you can choose whatever level of deposit you want and how long you want to pay it back over. You decide what suits your current circumstances.

And as for the best type of car finance plan for you? One of our highly qualified Business Specialist advisors can advise you on that or view our video in the finance section.

Alternatively you can use our Car Finance Calculator to give you an indication of how much money you may be eligible to borrow.

Quick Car Finance

Our car finance can be arranged quickly; in fact once approved you can usually drive away in your smart new car in under an hour.

That's it: simple and fast. Challenge us to beat your quote by just following the link below or alternatively call us or visit us in-store.

Car Finance
Calculator

Try our online car finance calculator and see just how competitive we are.


CarShop finance is:



  • COMPETITIVE.
    CarShop buying power gets you great rates.
  • TRANSPARENT.
    Based on your personal circumstances, borrowing amount and repayment period.
  • FLEXIBLE.
    Choose a personal loan, Hire Purchase or a PCP plan.
  • QUICK.
    Finance in a flash and - once approved - your car to drive away in under an hour.
Search for cars within your monthly budget
Car budget £50 to £150 Car budget £150 to £250 Car budget £250 to £350 Car budget £350 to £750

Find out more  

Finance providers


Find your perfect car now

We've got up to 4,000 cars to choose from, all in one place - and that's right here.

What will my monthly costs be?

Know exactly what you'll spend every month to get exactly the car you want.