Enquiry Form

Please choose an enquiry category from the drop down below. Enter a few details and press the enquiry button. A customer service representative will be straight back to you to handle your query.

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Financing Your Car? We're hard to beat.

At CarShop we aim to match or beat any bank or genuine finance quote. So, go on, give us a go.

Your Finance Options

Don’t fret about understanding finance. All you need to know is that we have dedicated Business Specialists in-store who will discuss suitable packages with you, based on your individual circumstances. And if you’ve already got a quote we reckon we’ll beat it, or match it at least.

There are two types of finance available:

Hire Purchase (HP)

Key Features:
  • 0% deposit may be available - subject to status
  • Deposit can be made in cash or p/x your current car
  • Flexible payment options over 1 to 5 years
  • Fixed Interest Rate
  • You own the car after final payment

Personal Contract Plan (PCP)

Key Features:
  • No risk of negative equity
  • Often has lower monthly payments than HP due to final payment option*
  • Tailored to customer's needs
  • Three final payment choices:
    • Hand back the vehicle with no further payments
    • Part Exchange for a new one and start the process again
    • Settle the outstanding balance and keep the vehicle

* Based on final guaranteed value set by finance company at the end of the agreement.

CarShop Finance is:

    CarShop buying power gets you great rates.

    Choose a personal loan, Hire Purchase or a PCP plan.

    Based on your personal circumstances borrowing amount and repayment period.

    Finance in a flash and - once approved - your car to drive away in under an hour.

Car Finance Calculator

Please drag the sliders below to personalise your quote

Amount to finance:

Credit rating  
Deposit amount  
HP Payment period  
PCP Payment period  
Annual mileage for PCP  

Rather call us about finance?

0808 274 5186

Finance available subject to status. Indemnities may be required. Other finance offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers.
HP Finance
Car Price £10000
Deposit Amount £
Balance to Finance
Term Length
First Payment
Includes Acceptance Fee:
Final Payment
Includes Purchase Fee:
Total Amount Payable 0
Interest Charges 0
Representative APR 0%
Interest Rate (fixed) 0%

Find your perfect car now

We've got up to 4,000 cars to choose from, all in one place - and that's right here.

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