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please select the store nearest to you.

Contact Centre opening hours:
Mon-Fri 8am to 9pm , Sat 9am to 7pm, Sun 10:30 to 5pm

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Financing your Car?

We're hard to beat.

The CarShop Challenge aims to beat any bank.
Go on, give us a go.

Friendly Finance Deals

Here at CarShop we make it quick and easy to arrange second hand car finance for our customers. Some dealers might have you queuing at the bank, filling in loads of forms and then waiting on a decision to be approved– not us though!

Competitive Offers

We'll get you a very competitive rate on your loan, no matter what amount borrowed or rate of repayment. That's because we secure around £50 million worth of finance for our customers every year from banks like Lloyds Black Horse and Santander. For us it means great relationships with our lenders and borrowers; for you it means outstanding monthly rates on used car finance.

Car Finance for You

When you choose CarShop for your provider, we won't just throw any old one-size-fits-all contract at you – each of our packages is personalised and tailor-made for you based on your own circumstances. Based on the amount you borrow and your individual credit score, we'll offer you the best possible deal available thanks to our direct link into Equifax. Our transparent scorecard system means there are no hidden tricks up our sleeve – just great value.

With CarShop it's just like borrowing from any high street bank, except you don't have to give us loads of personal information – and we can usually give you an answer within 10 minutes.

Flexible Finance for Used Cars

When deciding how to pay for your next car we have many different types of car packages available. You can choose a personal loan or either one of our Hire Purchase or Personal Contract Purchase options; each of which has benefits for you, the borrower. Best of all, you can decide how much you wish to pay as a deposit and the length of time you wish to pay back the loan – whatever suits you and your income best!

If you need some advice on which one of our finance options would be best suited to you, one of our expert Business Specialist advisors can help you reach a decision that fits your circumstances.

And if you're looking for an idea of how much you would be eligible to borrow, our Car Finance Calculator will help you come up with that figure.

Quick and Easy

We pride ourselves on making fast arrangements for your finance deals; in fact you could be driving away in your new car under an hour after we've approved the loan!

So if you’re looking for convenient, fast and friendly car finance, see if we can beat your quote by clicking the link below, visiting us in-store or by picking up the telephone.

Car Finance

Try our online car finance calculator and see just how competitive we are.

CarShop finance is:

    CarShop buying power gets you great rates.
    Based on your personal circumstances, borrowing amount and repayment period.
    Choose a personal loan, Hire Purchase or a PCP plan.
  • QUICK.
    Finance in a flash and - once approved - your car to drive away in under an hour.
Search for cars within your monthly budget
Car budget £50 to £150 Car budget £150 to £250 Car budget £250 to £350 Car budget £350 to £750

Find out more  

Finance providers

Santander; Black Horse; MotoNovo

Find your perfect car now

We've got up to 4,000 cars to choose from, all in one place - and that's right here.

What will my monthly costs be?

Know exactly what you'll spend every month to get exactly the car you want.

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