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Personal Contract Purchase (PCP)



This type of agreement keeps your monthly payments to a minimum and gives you greater flexibility by offering more options at the end of the deal. It’s the perfect solution for private buyers and those opting out of company car schemes.

Benefits to you:


  • You can change your car more regularly
  • You can afford a better car for a lower fixed monthly payment over a shorter term
  • Guaranteed future value (GFV) eliminates risk of negative equity and protects against depreciation
  • Flexible options at the end of the agreement to fit with your personal circumstances
  • The additional option to settle the agreement early and you’ll be given a rebate on interest charges



Want to Know More?



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Have you considered hire purchase?

Alternatively we offer competitive hire purchase car loans which is a more
traditional way of financing your next new car.

Want to know how much you can borrow?


Use our Car Finance Calculator to work out how you can borrow.

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